Insurances

Learn about Our Insurance Products

At NAFEB, We recommend life insurance and annuities for comprehensive financial security. They play a vital role in family protection. We offer a range of life insurance options—from term life for temporary coverage to whole life and universal life policies that provide lifelong protection and build cash value, ensuring you and your loved ones are financially secure no matter what the future holds.

NOTE: AFLAC  Federal employee information can be found HERE

Term Insurance: Affordable Protection for Your Working Years

Term life insurance offers a cost-effective way to cover you for a specific period, typically 10, 20, or 30 years. This type of policy protects your family during your working years when financial responsibilities are at their highest. If you pass away during this term, your beneficiaries receive a tax-free death benefit that can cover expenses like mortgage payments and daily living costs. With term life insurance, you can ensure your loved ones are financially secure, all without straining your budget.[Jump to TERM LIFE INSURANCE]

Universal Life Insurance: Flexible Coverage with Cash Value Growth

Universal life insurance gives you the flexibility to adjust your coverage and premium payments as your financial situation changes. It combines lifelong protection with a savings component that grows tax-deferred over time. With universal life, you can build cash value while ensuring your family’s financial security. This type of insurance lets you access your policy’s cash value for unexpected expenses or retirement income, making it a versatile choice for long-term financial planning. [Jump to UNIVERSAL LIFE INSURANCE]

Whole Life Insurance: Secure Your Legacy with Lifelong Coverage

Whole life insurance guarantees lifelong coverage and a death benefit that stays constant. It also builds cash value over time, which you can borrow against or use for retirement. With fixed premiums that never increase, whole life insurance gives you stability and peace of mind, knowing your loved ones will be protected no matter when you pass away. This policy is ideal for securing your legacy and ensuring your family is taken care of. [Jump to WHOLE LIFE INSURANCE]

Annuities: Create a Predictable Income Stream for Retirement

Annuities provide a steady income stream during retirement, allowing you to convert your savings into guaranteed income so you never outlive your money. With options like fixed, variable, or indexed annuities, you can customize these products to fit your retirement goals, including choices for lifetime income, spousal benefits, and more. Annuities offer a secure and predictable way to ensure your income lasts as long as you do. [Jump to ANNUITIES]

Remember, life insurance and annuities are tools to help provide a comprehensive financial future.

To learn more go to our partners www.thebenefitcoordinators.com

Ready for some help?

NAFEB provides federal and Postal Service benefit information and supplemental products.