Short-term disability

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Short-term disability insurance is designed to provide you with financial security during those unexpected moments when life throws a curveball. Whether it’s an illness, injury, or any medical condition that temporarily sidelines you from work, this coverage steps in to replace a portion of your income, ensuring you can focus on recovery without the added stress of lost wages.

Imagine you’re a federal employee who unexpectedly needs surgery and will be out of work for several weeks. With short-term disability insurance, you won’t have to worry about how to cover your bills or maintain your household during this time. Instead, you’ll receive a percentage of your income while you heal, allowing you to concentrate on what truly matters—getting better and getting back to work.

Income Protection

Secure a portion of your income so you can maintain your standard of living and meet financial obligations while you’re unable to work.

Peace of Mind

Knowing that your finances are covered allows you to focus on your recovery rather than stressing about missed paychecks.

Quick Benefit Payout

Short-term disability typically offers faster benefit payouts compared to other types of insurance, ensuring you get the support you need right when you need it.

Bridge to Long-Term Solutions

If your disability extends beyond the short-term, this coverage can serve as a crucial bridge until other long-term benefits kick in.

With short-term disability insurance, you’re not just protecting your paycheck—you’re protecting your peace of mind.

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NAFEB provides federal and Postal Service benefit information and supplemental products.