Did you know that postal workers can get extra support if they’re ever hurt and unable to work? When you’re part of the Postal Service you have disability coverage, you can find the help you need to stay financially secure. Here, we break down how these benefits work, what they cover, and why it’s essential for postal workers like you.
What Is Postal Disability Coverage?
A postal disability group is designed to support United States Postal Service (USPS) employees who become disabled on or off the job. Unlike other workers, postal employees have unique challenges and needs. Being part of a disability group means you’re not alone—you have access to resources and people who understand what you’re going through. Contact either The Benefit Coordinators or Alford Benefits to complete an enrollment application.
How Postal Disability Benefits Work
If you’re hurt or sick and can’t work, postal disability benefits can provide you with income so you can still cover your expenses. This program is essential for employees who are the primary income earners in their families.
Who Can Join?
Enrolling in postal disability is open to full-time employees, but it can vary. If you’re unsure whether you can qualify, contact either The Benefit Coordinators or Alford Benefits to find out.
Benefits You Can Expect
Here’s a quick look at the main benefits you may receive:
- Financial Assistance: Disability benefits give you a percentage of your pay.
- Medical Coverage: Sometimes, your health costs related to your injury are also covered.
- Job Protection: You may be able to return to your job without losing your seniority or other benefits.
Why This Matters
Having these benefits means you don’t have to worry about being out of work if you’re injured or sick. For many postal workers, these benefits are a financial lifeline.
Applying for Postal Disability Benefits
Applying for benefits can seem overwhelming. Here’s a simple process to follow:
- Notify Your enrolling agent: Report any injury right away.
- Contact the required carrier: Fill out forms that detail your injury or illness.
- Gather Medical Evidence: Include reports from doctors and specialists.
- Submit Your Application: Send everything in, keeping a copy for yourself.
Challenges and How to Overcome Them
Sometimes, postal disability claims are denied. If this happens, it’s not the end of the road. You can appeal by providing more medical evidence, and getting a lawyer can be beneficial if your case is complex.
How to Stay Updated
Postal workers need to stay updated on disability benefits. The National Association For Employee Benefits provides resources that can help.
Contact either of our partners, The Benefit Coordinators or Alford Benefits to find out if you are qualified.
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